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Seva Nidhi calculator

Your 30% share is matched by the government each month. Move the interest rate to see how the corpus grows. At 0%, the four-year total paid in is about ₹10.04 lakh. This is an estimate.

Seva Nidhi on exit (tax-free)—

Paid in by you and the government—

Interest earned—

Year Monthly package In hand (70%) Your monthly share (30%) Government share Corpus at year end

The government matches your 30% contribution every month. The final amount depends on the interest actually credited, so treat this as an estimate. Allowances are not part of this package.

Open the quota table